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Complete Your Registration

It's easy to join rt health fund and it’s easy to switch to rt too. Call us to talk with someone who can help you decide which of our covers best suits you and answer any questions you have about how it all works. Give our member care team a call on 1300 886 123, email us at help@rthealthfund.com.au or join online.

We're delighted that you’ll be joining us as a member of rt health fund

Medicare card

Current fund membership

Bank or credit card

So we can set up your payment arrangements.

Tell us a little about yourself

You must enter your first name.

You have entered an invalid given name. Numbers are not accepted.

You must enter your last name.

You have entered an invalid last name. Numbers are not accepted.

You must enter a valid email address.

You must specify a valid 10 digit contact number.

Let's check that you're eligible to join

rt is an industry health fund. Since 1889 we've been providing health cover to people in the transport and energy industries. You're eligible to join us if you have a link with one of those industries, either through your own experience, or through a family member.

Which of these best describes you?

You must specify an eligibility criteria.

You must specify an eligibility state.


You're eligible to join rt health fund if you are, or have ever been:

You must specify how you are eligibile.

You must specify your company of eligibility.


You're eligible to join rt health fund through a family connection if you are related to someone who is already a member of the fund, or is eligible to join the fund.

You must specify which family member is eligibile.

You must specify your organisation of eligibility.


Please specify how you heard about rt health fund.

Let's get your details

We need one person to be named as the ‘main member’. All mail from us will be addressed to the main member, and he or she is the only person who can suspend or cancel the membership.

Main Member

Medicare

You may be entitled to Medicare if:

  • you are a person who lives in Australia; and
  • you are an Australian citizen; or
  • a holder of a permanent resident Visa; or
  • A New Zealand citizen, or an applicant for a permanent resident visa

Questions about Medicare eligibility can be made at any Human Services’ Service Centre or by calling 132 011. Note: Call charges apply - calls from mobile phones may be charged at a higher rate.

Please be aware that the colour of your card indicates that you have limited Medicare benefits.

Please specify your medicare card colour.

Please enter the given name on your medicare card.

You have entered a valid given name. Numbers are not accepted.

Please enter the family name on your medicare card.

You have entered a valid family name. Numbers are not accepted.

Please enter a valid medicare card number (10 digits).

Please enter a valid medicare expiry number (mm/yy).

Your medicare expiry number must be a future date.

Please confirm your medicare coverage.

Your medicare details are incorrect.


Main member's details

Please enter the primary member's title.

Please enter the primary member's given name.

Please enter the primary member's family name.

Please select the primary member's gender.

Please enter the primary member's date of birth (dd/mm/yyyy).

Please enter the primary member's address.

Please enter the primary member's suburb.

You have entered an invalid suburb name. Numbers are not accepted.

Please select the primary member's state.

Please enter a valid 4 digit post code for the primary member.

Please confirm your postal address.

Please enter the primary member's postal address.

Please enter the primary member's postal suburb.

Please select the primary member's postal state.

Please enter a valid 4 digit post code for the primary member's postal address.

You must enter a valid email address for the primary member.

Please enter the primary member's phone number.


Lifetime Health Cover

Please specify your lifetime health cover.


Transferring from another health fund

By completing this section I authorise rt health fund to terminate my current membership, including all dependants (if any) one day prior to the commencement of my rt health fund membership, and obtain details relating to my cover including any Lifetime Health Cover loading and claims made in the previous 12 months. I understand that rt health fund will not be able to finalise my membership application or process claim payments until a transfer certificate has been provided by the fund below.

If you don't wish to cancel your entire membership with your current fund, please contact our team on 1300 56 46 46.

Please confirm if you are transferring funds.

Please select your current fund name.

Please enter your current membership number.

We'll apply the correct amount of Lifetime Health Cover loading to the cost of your cover, based on your age and the fact that you have not previously held hospital cover.

We'll apply the correct amount of Lifetime Health Cover loading to the cost of your cover, based on your age. We can adjust the amount of loading if appropriate when we receive the transfer certificate from your current health fund.

We'll apply the correct amount of Lifetime Health Cover loading to the cost of your cover, based on your age. If you are able to provide a transfer certificate showing your previous health cover history, we can adjust the amount of loading applied if appropriate.

We'll start your membership with no Lifetime Health Cover loading. If you do have an LHC loading we will apply the correct amount when we receive the transfer certificate from your current health fund.

Partner / spouse

Your partner / spouse's details

Would you like to give your partner authority to make changes to the membership and sign claim forms? The only things your partner will not be able to do are suspend, cancel the membership, or remove the main member.

Please enter your partner's title.

Please enter your partner's given name.

Please enter your partner's family name.

Please select your partner's gender.

Please enter your partner's date of birth (dd/mm/yyyy).


Lifetime Health Cover

Please specify your lifetime health cover.


Transferring from another health fund

Please confirm if you are transferring funds.

Please confirm if you are transferring fund from the same fund.

Please enter your current fund name.

Please enter your current membership number.

You have not specified the fund transfer details for the main member.

We'll apply the correct amount of Lifetime Health Cover loading to the cost of your cover, based on your age and the fact that you have not previously held hospital cover.

Government rebates

Cover commencement

Please enter your date of cover commencement.

Your date of cover commencement can not be more than 30 days into the future.

Application to receive the Australian Government Rebate on Private Health Insurance as a reduced premium

All people listed on the policy must be eligible to claim Medicare for you to receive the rebate as a reduced premium.

Applicants not covered by the policy cannot claim the Australian Government Rebate on Private Health Insurance (excluding child only policies) and employers and trustees of organisations cannot claim the Australian Government Rebate on Private Health Insurance on policies paid on behalf of employees.


A has been applied to the quoted price. If you know you are eligible for a different level of rebate Please select below.

Please enter the date you want the government rebate to commence.

Your government rebate commencement must be after your overall commencement date.

The information provided on this form will be used for the purpose of registering you for the Australian Government Rebate on Private Health Insurance.

If at any stage you wish to nominate a new income tier or stop receiving the Australian Government Rebate as a reduced premium, you must notify us as soon as possible.

Collection of this information is authorised by Private Health Insurance Act 2007. This information may be disclosed to the Department of Health, the Department of Human Services and the Australian Tax Office or as authorised or required by law.

Payment options

You can pay by direct debit from a bank account or credit card.

Please select a billing frequency.

Please select a Friday for billing.

Please select your preferred payment option.


Bank account direct debit details

Please enter your bank name.

You have entered an invalid bank name. Numbers are not accepted.

Please enter your bank account name.

You have entered an invalid bank account name. Numbers are not accepted.

Please enter your bank account number.

You have entered an invalid bank account number. Characters are not accepted.

Your bank account number must be less than 10 digits.

Please enter your bank account bsb number.

You have entered an invalid 6 digit bsb number. Characters are not accepted.

Please confirm your claims benefit account options.


Credit card direct debit details

Please select your credit card type.

Please enter the name on your credit card.

You have entered an invalid credit card name. Numbers are not accepted.

Please enter your 16 digit credit card card number.

You have entered an invalid credit card number. Characters are not accepted.

You have entered an invalid credit card number.

Please enter a valid credit card expiry date (mm/yy).

Your credit card expiry date must be a future date.

Please enter your 3 digit credit card ccv number.


Claims benefit account

Please enter your nominated bank account bank name.

You have entered an invalid bank name. Numbers are not accepted.

Please enter your nominated bank account account name.

You have entered an invalid bank account name. Numbers are not accepted.

Please enter your nominated bank account account number.

You have entered an invalid bank account number. Characters are not accepted.

Your bank account number must be less than 10 digits.

Please enter your nominated bank account bsb number.

You have entered an invalid 6 digit bsb number. Characters are not accepted.

Thanks and welcome to rt health fund

Your membership number is

Please quote this number when calling us.

A confirmation email has been sent

We'll be sending you a welcome pack, including your membership card(s) and useful information, within the next few business days.

Thank you for completing the join process

We will be in contact with you shortly to complete your application.

Cover Summary

Your membership details

The people covered by your membership will be:

Name Relationship DOB Gender LHC

Everyone covered is eligible for full Medicare benefits.

Medicare card holder Card number Expiry date

You have told us not everyone to be covered by the membership can claim Medicare benefits. Anyone who does not have full Medicare entitlements will only be eligible for limited benefits on our hospital covers and may be left with substantial out-of-pocket expenses. Please call our member care team on 1300 56 46 46 for more information.

Contact details

Cover details

The cover you have chosen is:

Hospital cover Extras cover Rebate tier Commencement date
Exclusions Restrictions

Payment details

Australian Government Rebate on Private Health Insurance

Please view and check your application to receive the Australian Government Rebate on Private Health Insurance as a reduced premium.

Please check this box to indicate you have read and understood the declaration.

You have told us that you do not wish to claim the Australia Government Rebate on Private Health Insurance as a reduction in your premium. If at any stage you wish to claim the rebate as a reduced premium, please contact us.

Everyone covered by the membership must be eligible to claim the Medicare for you to recieve the rebate as a reduced premium. Your Medicare status means that you are not eligible to claim the Australian Government Rebate on Private Health Insurance. If at any stage your situation changes and you wish to claim the rebate as a reduced premium, please contact us.

Please read and accept the declaration before proceeding.

You must view and check your application to receive the government rebate before proceeding.

You must accept the government declaration before proceeding.

Declarations

You must accept all declarations to proceed with your application.

Captcha Validation

Captcha

Your quote

There was an error retrieving your quote. Please try again later.

  • Select Your type of cover
  • Select your location
  • Base tier government rebate
  • I don't need hospital cover
  • I don't need extras cover

*Price calculated with LHC loading. Based on your personal circumstances an LHC loading may be applicable.

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Would you rather talk to a real live person who can help you join over the phone?

We have noticed that you would have nominated a future date for the commencement of your rebate

Lifetime Health Cover loading

Eligibility criteria

Claims benefit account

Children aged 25 and over

Student dependant

Non student dependant

Changed state

The Australian Government Rebate on Private Health Insurance