Get a quote

Choose your cover.

We understand everybody is unique and by completing the form below you can get a personalised quote to suit the level of cover you need. Click the 'Join Now' button when you are ready and make the switch to Australia's most experienced health fund.

Let's get your details

Who would you like to cover?


Government rebate

We will apply a 'base tier' rebate to the price quoted. If you are not entitled to the 'base tier', choose another rebate tier below. If you don't want to claim the rebate, choose 'no rebate'.

Choose your hospital cover

I don't need hospital cover

Premium Hospital


  • $500
  • $250
  • $0

Smart Hospital


  • $500
  • $250

Value Hospital


  • $500
  • $250

Public Hospital


 

Compare covers

Ambulance
Obstetrics and other pregancy-related services and IVF
Public only
Public only
Treatment of broken bones
Public only
Arthroscopy
Public only
Knee or shoulder reconstruction
Public only
Joint replacement
Public only
ICDs and pacemakers
Public only
Public only
Angioplasties and stents
Public only
Public only
Coronary artery by-pass surgery
Public only
Public only
Heart valve surgery
Public only
Public only
Rehabilitation treatment
Public only
Public only
Colonoscopy / Gastroscopy
Public only
Spinal surgery
Public only
Gall bladder surgery
Public only
Appendectomies
Public only
Bariatric surgery
Public only
Public only
Major eye surgery
Public only
Kidney dialysis
Public only
Psychiatric treatment
Public only
Public only
Public only
 

Compare covers

Choose your extras cover

I don't need extras cover

Premium Extras

Smart Extras

Value Extras

 

Compare covers

Dental
Major dental
Orthdontics
Physiotherapy
Chiropractic/ Osteopathy
Occupational therapy
Optical
Pharmaceuticals
Vaccines
Acupuncture
Remedial massage
Alternative therapies — see cover guide for full list
Health aids — see cover guide for full list
Hearing aids
Nicotine replacement therapies
 

Compare covers

Your quote

  • Weekly
  • Fortnightly
  • Monthly

There was an error retrieving your quote. Please try again later.

  • Select your type of cover
  • Select your location
  • Base tier government rebate
  • Please select your hospital cover
  • Please select your extras cover

You must select at least one Hospital or Extras cover option.

Join Now

*Price calculated with 0% LHC loading. Based on your personal circumstances an LHC loading may be applicable.

If the information you provide when you join differs from this, the cost of your cover may change.

Have a Question?

Our team is standing by to answer any questions.

1300 56 46 46

Or Email Us

Update Your browser

The rt health fund join application is not compatible with your current browser. Please upgrade your browser before proceeeding.

Email quote

Hospital excess

Lifetime Health Cover loading

The Australian Government Rebate on Private Health Insurance