So, what are you covered for?

Keeping track of exactly what you're covered for can be difficult. Unlike other types of insurance (like car or house insurance), which cover you for just a handful of things, your health insurance helps to pay for a vast number of different products, services, treatments and procedures. The trick to making sure you get the most from your cover is in knowing where to find the information and making sure you ask us if there's anything you're not sure about.

Here's some of the resources we have available if you're interested in reading more about your cover. Of course, if you'd rather ask us, we'd love to hear from you!

The A to Z of rt

If you're looking for information about how your cover works, this should tell you everything you need to know. It's all the rules, regs and details available in online, downloadable or printed format. Click the link opposite to log in to our online member centre where you'll find the A to Z in the 'library' section.

Detailed cover charts

These comprehensive charts tell you more about how your cover works, and provide lots of detail about exactly what you can claim and how much you'll get back. Click below to download the ones for the type of cover you have.

private hospital cover

fit + healthy hospital cover

basic hospital cover

extras cover (use this one if you also have rt hospital cover)

extras cover (use this one if you don't also have rt hospital cover)

fit + healthy extras cover

be well

Read all about how to get the most from your health cover in the latest issue of our be well magazine, including loads of insider tips from our team. Click here.

TELEPHONE 1300 886 123   :  DISCLAIMER   :  PRIVACY POLICY  : © 2010 railway + transport health fund ltd (abn 93 087 648 744) is a registered health benefits organisation
The materials on this website have been prepared for general information only. The information on this website, or any other website accessed via this website or otherwise, may not be accurate, complete or current. rt health fund ltd does not accept any liability to any person for the information that is provided.