Been shopping around for a new health fund? It's not always an easy choice to make, especially if you've been with your old fund for a long time – they know you, you have history together. You kinda know how it all works and it can feel like there's a lot at risk when you make a change. We get that. That's why we're here to help.

If you're interested in making the switch, give our team a call. Have a chat. Talk about what you're looking for and what your concerns are. Unlike a lot of health funds, we encourage our team to spend all the time with people that they need, whether you're thinking of joining or already a member. We'll talk you through the options, help you compare our covers with the one you have now, explain all the ins and outs, and help make sure you have all the info you need to make the best decision for you. And if you're brand new to health insurance, we'll help you understand how the whole process works.

Helping people when it comes to health cover is what we're in the business of doing. And we've been at it for more than 125 years now. In fact, a lot of people don't realise that rt health fund was Australia's first registered health fund. Here are a few other things you might be interesting in knowing ...

1. We're the health fund for transport and energy industry people.
If you or a member of your family currently work in the transport or energy industries – or ever have – or if you work for a company that provides services to the transport or energy industries, then you’re eligible to join.

2. We're a mutual not-for-profit fund.
That means we’re owned by our members. We have no reason for existing other than to provide our members with the best possible health cover at the best possible price. We return more than 90% of contributions to members through claims payments; with us, it’s all about a better deal for members, not shareholders.

3. We've been looking after Australian workers since 1889.
We’ve been providing health cover to people in the transport and energy industries for more than 125 years, so we’ve had a long time to get it right.

4. We have a simple range of great value health covers.
In fact, Australian Financial Review’s Smart Investor magazine has named us one of Australia’s ‘best-value health funds’ (June 2008, 2009, 2010, 2011). We keep it simple, too – no tricky fine print, no fancy footwork to trip you up. What you see is what you get. And you’ll be pleasantly surprised to see how our prices compare. More often than not we find we can save people hundreds on their health cover; it’s the type of deal you’d expect from your industry health fund.

5. We're here to help.
You’ve probably heard a lot of health funds trying to tell you how simple it all is – ‘Easy as 1, 2, 3’, they say. Well, guess what? It isn’t! Health insurance is complicated and confusing but it is important. And never more so than the day you need to use it. We want to help you make sure that you’ve made the right decisions for yourself and your family when that day comes. Our team are experts in our health covers and in how the healthcare system works. Everything we do is designed to make it easier for you to understand, easier to make the right choices, and easier to get the most from your health cover.

Our team is standing by to guide you step-by-step through the key decisions you need to make, they'll help you bear in mind some important considerations along the way, and give you a hand in comparing your current health cover with what rt can offer.

6. We're a Members Own Health Fund.
rt health fund, along with 15 like-minded health funds, has come together to form Members Own Health Funds – an alliance that has been created to highlight a genuine alternative when it comes to health insurance. The brand carries the promise that these funds:

  • Are run to benefit members
  • On average give back more to members
  • Offer a better, more personalised service to members on average.
So if you’re looking for a fund that is run to benefit you and your family rather then to profit shareholders, we’re the health fund for you.

We look forward to welcoming you on board as a new member of rt health fund!

TELEPHONE 1300 886 123   :  DISCLAIMER   :  PRIVACY POLICY  : © 2015 railway + transport health fund ltd (abn 93 087 648 744) is a registered health benefits organisation
The materials on this website have been prepared for general information only. The information on this website, or any other website accessed via this website or otherwise, may not be accurate, complete or current. rt health fund ltd does not accept any liability to any person for the information that is provided.